How to Start an LLC in 2026: A 7-Step Guide
Step-by-step guide to forming an LLC in any U.S. state — name, registered agent, articles of organization, EIN, operating agreement, and compliance.
Starting an LLC (Limited Liability Company) is one of the simplest ways to protect your personal assets while running a business. Here's exactly how to do it in 2026, no matter what state you live in.
1. Pick the state where you'll form your LLC
For most founders, the answer is simple: form the LLC in the state where you actually live and do business. Forming in Delaware, Wyoming, or Nevada only makes sense for specific cases (investors, holding companies, privacy needs).
2. Choose a unique business name
Your name must include 'LLC' or 'Limited Liability Company' and can't conflict with another business already registered in the state. Run a comprehensive name check before filing — we do this for you on every package.
3. Appoint a registered agent
Every state requires an LLC to have a registered agent — a person or company with a physical address in the state who can receive legal mail during business hours.
4. File your Articles of Organization
This is the official document that creates your LLC with the state. Filing fees range from $40 (Kentucky) to $500 (Massachusetts).
5. Get your EIN from the IRS
Your EIN (Employer Identification Number) is free from the IRS and is needed to open a business bank account, hire employees, and file taxes.
6. Draft an operating agreement
Even single-member LLCs should have an operating agreement. It defines ownership, profit splits, and decision-making — and reinforces your liability protection.
7. Stay compliant
Most states require an annual or biennial report and franchise tax. Miss it and your LLC can be dissolved.
An LLC is the fastest, cheapest way to formalize your business with personal liability protection. The whole process can be done in under a week.
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